Loads of sunshine and sweeping mountain vistas make Yuma, Arizona a lush locale of the American Southwest. Incorporated in 1871 and located near the border of California and the Mexican states of Sonora and Baja California, this desert oasis boasts a robust Hispanic population. Yuma’s economy has long been driven by agriculture. In addition, this city is also home to the Marine Corps Air Station and the Territorial Prison State Historic Park.
As the 13th largest city in Arizona, it's no wonder Yuma’s streets are busy. Personal auto insurance plays a key role in providing coverage for the drivers of Yuma. Car insurance policies may offer coverage for various financial and legal consequences related to vehicle collisions. Per Arizona car insurance law, it is your responsibility to maintain a minimum amount of auto coverage. Nevertheless, finding car insurance in Yuma, AZ doesn’t need to be tricky.
Working with Infinity Insurance Agency, Inc., (IIA) can help simplify the process.
Minimum auto insurance requirements in Yuma
Wondering about auto insurance in Yuma, AZ? Just like the rest of Arizona, Yuma drivers are required to obtain the minimum liability insurance of:
- $25,000 for one person sustaining bodily injury or death in an accident.
- $50,000 for two or more persons sustaining bodily injury or death in an accident.
- $15,000 for damage to others’ property.
This is usually represented as a split limit of 25/50/15.
Average cost of auto insurance in Yuma
Auto insurance rates in Yuma will vary depending on several factors. Drivers with multiple violations and/or poor credit history may face higher coverage rates. However, according to Bankrate the average rate for full coverage insurance in Yuma is $2,388 annually.
*Please note this average has been calculated for a 50/100/50 liability limit and is greater than the minimum state requirements.
Driving in Yuma
Yuma may be one of the sunniest places in the US, but this city of desert beauty isn’t immune to extreme weather, including sweltering summer temperatures. Hot temperatures can potentially lead to unfavorable driving conditions that include buckling roads, tire blowouts, and vehicle failure. The National Highway Traffic Safety Administration noted that in 2022 more car crashes occurred during June through September. As per the Yuma County Sheriff’s Office in 2023, Yuma saw 996 traffic accidents, more than half of those being non-injury accidents. Keeping your car in proper working condition through tire inspections and oil changes may aid in reducing the number of traffic accidents.
Why Choose Infinity Insurance Agency?
It can be overwhelming to sift through the many options for car insurance quotes in Yuma, AZ. IIA aims to make obtaining both personal and commercial auto insurance as seamless as possible. The IIA team works with you to discover the best coverage for your unique needs.
While Yuma car insurance may be slightly below the Arizona average it never hurts to score some extra savings. If you are searching for cheap car insurance in Yuma, AZ, IIA has options.
Our dedicated team of agents can walk you through a range of possible discounts including:
- Discounts for paying the year in full
- Student driver discounts for students who consistently maintain good grades
- Multi-car discounts for drivers insuring more than one vehicle
- Discounts for bundling your homeowner and auto insurance
- Safe driver discounts for maintaining a clean driving record
IIA represents insurers that can remove traditional barriers to coverage and offer maximum flexibility by accepting:
- Foreign licenses
- Drivers with less-than-perfect records
- Multiple coverage and payment options
Beyond auto insurance, IIA is continuously seeking to uplift and empower the Hispanic community through outreach and engagement.
Our skilled agents are familiar with Arizona laws and regulations and can help you better understand your commercial or personal insurance needs and coverages.