Commercial Car Insurance by State
As a business owner with a company vehicle selecting the right commercial car insurance coverage for your state matters. Commercial auto coverage requirements vary from state to state, but no matter where you are, you’ll need to meet your state's minimum coverage requirements. Failure to obtain adequate coverage could leave your business vulnerable to lawsuits or other financial penalties.
Learn more about commercial auto requirements by state below.
Commercial auto insurance requirements by state
Every state except New Hampshire and Virginia requires the purchase of commercial auto insurance for business-owned vehicles. All states require you to compensate someone if you or your employee are at fault during an accident, and there can be steep penalties and legal consequences for driving without proper insurance. Even if you use a personal vehicle for work purposes, your private insurance may not cover you in the case of a work-related accident.
Before you select your commercial policy, it is important to familiarize yourself with your state-specific insurance laws. Check that your commercial car insurance meets your state's minimum coverage requirements for bodily injury and property damage liability.
Choose your state:
No one plans on a workplace auto accident, but if you rely on your vehicle to run your business you need to plan for the unexpected. Get to know your state-specific laws and contact a skilled Infinity Insurance Agent, Inc. (IIA) for a free business auto insurance quote at 1-855-478-3705.