Some Important Facts About Protecting Your Motorcycle with Insurance
There is nothing better than taking your motorcycle out for a cruise on a Saturday afternoon. The fresh air on your face and the purr of the engine in your ears is one of the best ways to unwind after a long week. Your motorcycle isn’t just a vehicle, it’s a member of your family, and with any beloved family member, you should protect it. That’s why considering motorcycle insurance is a wise choice. Without it, you’re putting your motorcycle at risk in the event you experience an accident, theft, or vandalism.
Reliable motorcycle insurance shouldn’t break the bank. So, we are collaborating with Progressive Insurance to provide good coverage at an affordable price. Get a free quote online now or read on to learn more about what we offer.
What kind of coverage is there for motorcycles
The type of coverage you need depends on a variety of factors. Your state might require you to carry specific insurance coverage. Ask your agent to help you determine what those requirements are.
Liability coverage
A requirement by almost every state. Before you are allowed to register your motorcycle and receive a license plate, you must be covered by liability insurance. The minimum coverage will vary by state, so it is important to understand what your individual state requires. Liability coverage can be separated into two primary types. Both help cover damage caused to another person, or their property, by an accident that you were deemed at fault for. Generally, liability coverage does not cover any damage caused to you or your property. The two primary types:
- Bodily injury: helps pay for any medical care that a person receives as a result of an accident you are found at fault for. This can include ambulance rides, surgery costs, follow up appointments, and physical therapy.
- Property damage: helps pay for repairs due to an accident that you are liable for. This can include not only another vehicle, but also damage to things like fences, light posts, or guard rails.
Comprehensive coverage
If your motorcycle sustains damages as a result of non-collision events such as vandalism, comprehensive coverage will help pay for costs associated with that repair., You might be required to pay a deductible before your insurance kicks in.
Collision coverage
Similar to Medical payments, collision coverage helps cover repair costs regardless of liability in an accident. There may be deductibles associated with this type of coverage.
FAQs
Q: What discounts are available for motorcycle insurance?
A: While there are a variety of factors that can influence your policy cost such as zip code, driving history, and the coverages you choose to carry, there are discounts that you can qualify for depending on various criteria. This may include obtaining multiple motorcycle policies, owning a homeowner’s policy, making full policy payments, owning your motorcycle, and more. Remember to speak with your insurance agent to discuss what discounts you might qualify for.
Our collaboration with Progressive demonstrates our commitment to giving you quality affordable insurance that protects you and your family members.
Get a free motorcycle insurance quote!
Disclaimer:
This material is for general informational purposes only. The content is provided on an “as is,” and “as available” basis without representation or warranty of any kind whatsoever. All statements are subject to the terms, exclusions and conditions of the applicable policy.