A driving record—also known as a driver history report or motor vehicle record (MVR)—provides information about a driver’s history. It is generally maintained by the Department of Motor Vehicles or another state agency depending on where you live. Insurance companies may use the driving record to assess risk and set premiums for a driver's car insurance policy. An employer might also request it, especially for jobs that require driving.
What does a driving record include?
Your MVR serves as a driving history check that’s designed to reflect your experience behind the wheel. While the specifics may vary by state, many driving records include the following components:
- Accident reports: Any reported collisions, especially at-fault accidents
- Traffic violations: Tickets you’ve received for speeding, reckless driving, DUIs/DWIs, etc.
- License status: Your current status, plus any history of suspensions or revocations.
- License points: The number of points on your license (if your state uses a point system).
The duration of the recorded traffic violation history varies by state. Typically, insurers will look at the past 3–5 years.
How to obtain your MVR
Access to your driving history report is generally limited to the driver, government agencies, and insurance companies.
The process to obtain your MVR varies depending on your state, but it usually involves reaching out to whatever state agency handles driver’s licenses. Possible options include the Department of Motor Vehicles (DMV), the Bureau of Motor Vehicles (BMV), or the Secretary of State.
How can Infinity Insurance Agency, Inc. help?
IIA is an auto insurance agency that works with over 20 different insurance carriers. If you’re concerned that your traffic violation history might make your premiums too expensive, our agents can help you compare different policies so that you may select one that works for your unique needs. Call 1-855-478-3705 or get a free quote online to get started!