Every year, nearly one half of all traffic injuries in the United States occur at intersections. That’s a staggering statistic, especially when you consider how often we use intersections on a day-to-day basis. But why are these crossroads so dangerous? Understanding the leading causes of intersection accidents may help you better prepare for and navigate these troublesome areas.
Understanding the dangers of intersections
Intersections can be inherently risky for several reasons. First, they involve multiple flows of traffic coming from different directions. There are turning vehicles, pedestrians crossing the street, and sometimes cyclists, all trying to navigate through the same space at the same time. Add the complexity of traffic signals and signs and it’s easy to see how the rules at an intersection may get muddled.
These reasons may be why a large portion of vehicular accidents occur at intersections, where multiple roads meet and the potential for collision can be high. Whether you're in a busy city center or a quiet suburban neighborhood, intersections may be tricky spots that require extra caution from you as a driver.
Common causes for intersection accidents
According to the National Highway Traffic Safety Administration (NHTSA), there are a few common causes for intersection accidents. These errors include:
- Inadequate surveillance: If a driver doesn’t adequately check or observe their surroundings before entering an intersection, that may lead to an accident.
- False assumption of another’s actions: At multi-lane intersections, drivers may have to make assumptions about the speed of other vehicles or the time remaining for certain traffic lights or signals. Misjudging these actions may result in a driving hazard.
- Turning with an obstructed view: Making a left turn at an intersection is a tricky feat. When drivers make these left turns, their view of upcoming vehicles may be hindered, which could lead to an accident.
- Internal distractions: Texting, talking on the phone, or eating can divert your attention while driving. Distracted driving is a common reason for intersection mishaps, where timing and attention to surrounding traffic may be critical.
Other contributing factors to intersection accidents
While driver error may be a primary cause for these accidents, other factors may also include:
- Environmental conditions: Poor visibility due to weather conditions like rain or fog may make it difficult to see other vehicles or traffic signals.
- Road design: Complex intersection layouts, poorly marked lanes, and confusing signals may lead to confusion. If a road has unfamiliar signs or unexpected turns, it may increase the chances of an accident.
- Aggressive driving: Some drivers are prone to speeding or making risky maneuvers at intersections, which may lead to an intersection accident.
How auto insurance can play a role
Accidents may happen to even the most cautious drivers, which is why having auto insurance may be able to help you. Here are some types of coverage that can help you avoid financial distress:
- Liability coverage: If you’re at fault in an intersection accident, this coverage may help cover the costs of the other driver’s damages or injuries.
- Collision coverage: This can help cover the cost of repairs to your vehicle if you’re involved in a collision, regardless of who’s at fault.
- Uninsured/underinsured motorist coverage: If you're in an accident caused by someone who has insufficient or no coverage, this type of insurance can help pay for damages to your vehicle and your medical expenses.
Tips for avoiding intersection accidents
Here are a few tips that may help you navigate intersections with confidence and caution:
- Obey traffic signals and stop signs: Adhering to traffic lights and signs may prevent you from having a collision.
- Be cautious when turning: Checking for oncoming traffic and pedestrians before making turns may be crucial for preventing accidents.
- Avoid distractions: Putting away your phone and limiting internal distractions can help you stay focused and avoid a driving mishap.
- Anticipate other drivers’ actions: Staying aware of other drivers’ behavior, like erratic driving, can help you make informed choices like moving out of the way or increasing your following distance.
Intersections are high-risk areas where accidents may occur, but understanding the causes for intersection accidents and driving cautiously may help you avoid a collision. No matter where you’re driving, having auto insurance that fits your needs may be critical for preventing financial losses on the road. For a free auto insurance quote, call Infinity Insurance Agency, Inc. at 1-855-378-3705.