Picture this: You’re driving on a sunny day with your favorite music playing, when suddenly your car begins to sputter. You find out you’re running low on fuel or have a flat tire. In these unexpected moments of car trouble, you’ll likely reach out for help to see if someone can fix the vehicle issue to get you on your merry way.
Having car insurance with roadside assistance can be valuable for these instances. This type of coverage can aid you in various situations when your car is stuck or unresponsive. Let’s explore how roadside assistance insurance can help in dire circumstances and what the benefits are for this specific coverage.
What is roadside assistance coverage?
Roadside assistance is a service that can provide help when you find yourself stuck on the road. Depending on your plan, this coverage can include a variety of essential services, like towing or minor repairs. Common services this insurance may cover are:
- Towing: If your car breaks down and can’t be fixed on the spot, towing services can transport your vehicle to a repair shop.
- Battery assistance: If your battery dies, roadside assistance can help jump-start your car so you can get back on your way.
- Flat tire change: A flat tire can be a major inconvenience. Roadside assistance can change it for you, if you need extra hands or support.
- Lockout assistance: Accidentally locked your keys in your car? This coverage can help you access your vehicle after a key-misplacement mishap.
- Fuel delivery: Running out of gas happens to the best of us. With this coverage, you can get a small amount of fuel delivered to you.
So, who should consider adding this coverage? If you’re a frequent traveler, a long-distance commuter, or you drive an older vehicle prone to issues, roadside assistance can be particularly beneficial.
Benefits of roadside assistance coverage
Having roadside assistance can bring relief and assurance for those who get nervous on the road. Knowing that help is just a phone call away can significantly reduce stress during long drives or emergencies. With roadside assistance coverage, you may have access to necessary services like towing or tire changes, which many drivers can’t do alone.
Another advantage of roadside insurance is financial. This type of coverage is typically more affordable than paying for these services by yourself. Calling for a tow truck or battery jump-start could be costly if you need to pay out-of-pocket. With coverage, you may avoid high expenses for essential assistance instead of dealing with excessive individual charges.
If you run out of gas on the highway, getting stuck in an unfamiliar area can be dangerous. A roadside assistance benefit is it can help you out of hazardous situations where you may be alone or lacking resources. This coverage can get you back on the road smoothly with the care and knowledge of automotive professionals.
Common situations for roadside assistance
Consider this: you get a flat tire are you’re stuck on a busy highway. Changing a tire on the side of the road with cars zooming past can be stressful and unsafe. Roadside assistance can come to your rescue and help you change a tire safely and efficiently.
Another common scenario for roadside assistance is when your car’s battery dies. Without roadside coverage, a driver would have to figure out a way to get help with jump-starting their car, which can be tough and time-consuming. With this coverage, you can have quick access to a professional who knows how to repair or restart a car battery.
Many drivers may also fear getting their car keys stuck in their vehicle. Luckily, this situation can typically be fixed. Roadside assistance coverage can help you regain access to your vehicle without the need to break a window or call a locksmith yourself.
How to get roadside assistance coverage
Getting roadside assistance coverage is often straightforward. If you’re with Infinity Insurance Agency, Inc., you can ask about which carriers have this coverage and how you can add it to an existing policy. You can also purchase a stand-alone roadside assistance policy called Driven Solutions with IIA.
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When adding roadside assistance coverage, you should consider factors like coverage limits and other exclusions that might apply. Most roadside assistance plans have limits on either the amount of money they will cover or the number of times you can use the service. This means the insurance company will only pay up to a certain amount for repairs or allow you to call for assistance a designated number of times.
Roadside assistance coverage may also have exclusions for when you can use the coverages. Some common exclusions include unlawful activity like parking illegally, driving violations like driving under the influence, or extensive towing distance. Before you purchase, it’s wise to check what a roadside assistance plan’s limits are and if it can accommodate your needs.
Why choose Infinity Insurance Agency, Inc.?
Opting for roadside assistance through Infinity Insurance Agency, Inc. comes with its own set of perks. Known for our exceptional customer service, you can easily talk to an IIA agent to discuss road assistance coverage or get a free, personalized quote. You can quickly access help with your auto insurance questions by calling 1-855-378-4705 today.
Road assistance coverage is more than just a convenience—it’s a smart investment in your peace of mind on the road. Whether you’re a frequent traveler or an anxious driver, this coverage can offer numerous benefits that make it a worthwhile addition to your insurance policy.