Speeding Ticket Costs in California

Speeding tickets may feel like a small hurdle when driving, but in California, they can come with some hefty penalties. Understanding the costs associated with these tickets is not only crucial for your wallet, but also for your driving record and auto insurance rates. Here, we’ll break down what can happen when you get a California speeding ticket, subsequent consequences, and tips to avoid these fines.  

California speeding ticket costs

So, how much is a California speeding ticket? If you live in the state, a speeding ticket may vary in price. These fines are tiered based on how much you exceed the speed limit:

• 1-15 mph over the limit: $35 base fine
• 16-25 mph over the limit: $70 base fine
• 26+ mph over the limit: $100 base fine

Additional fees  

Although the base fines for speeding tickets in California might not be overwhelming, the total cost can quickly add up due to various penalties, surcharges, and fees associated with your ticket. California drivers can face a 20% surcharge on a traffic citation without exceptions. On top of that, you could be charged $40 in court fees and a $35 conviction assessment. Unfortunately, a $35 fine, after state and county fees, could eventually cost you over $200.

Impact on insurance rates

Though speeding tickets may not be too costly at first, they can have a greater impact on your general expenses. In California, getting a speeding ticket can lead to increased insurance premiums. On average, drivers in the state may see their insurance rates rise by about 20% after a speeding violation. Younger drivers who commit this offense may experience a higher escalation in their premiums versus drivers who are older than 40.  Though insurance rates vary from different providers, trying to avoid speeding in California can help keep your insurance costs lower.  

Tips for minimizing impact

In California, there are several strategies you can use to minimize the impact of a speeding ticket on your wallet and driving record. Here are some effective tips:

• Attend traffic school: One of the best ways to avoid a detrimental impact is to enroll in a state-approved, online traffic school. If you are caught going 25 mph over the speed limit, you may be eligible for a traffic course. Completing the course may prevent an increase in your insurance rates and expunge your ticket from your driving record. Enrolling for an online class typically costs around $50, plus an administration fee that can go up to $64, but may save you money in the long run.
• Negotiate the ticket: When you receive a ticket, you may believe you weren’t speeding at all. If you have proof of this claim, you may be able to negotiate the ticket in court. Sometimes, judges won’t show up to your hearing which can dismiss your ticket immediately. If the judge comes to your trial, they can assess your proof and the police’s account to make a decision.  
• Maintain a clean driving record: Keeping your driving record free of multiple infractions can help limit the impact of a speeding ticket. Insurance companies may look favorably upon drivers with cleaner records, which can lead to better rates over time.

Other potential consequences

In addition to financial costs, speeding tickets can come with points on your driving record. In California, a speeding infraction typically adds one point. If you are caught speeding over 100 mph one time, you may get two points on your record. If you receive four points in one year, six points in two years, or eight points in three years, you may have your license suspended or revoked.  

In some cases, a court appearance may be required, especially if you choose to contest the ticket or if you have committed a more serious offense. You typically will receive a notice if you are being summoned to court or not. In court, the judge can decide whether you’re guilty of speeding or not.  

In addition to the points and potential license suspension, reckless driving can push your situation to a misdemeanor offense. If you’re caught driving with willful disregard, you could face more severe penalties, including hefty fines or even jail time. These offenses not only carry legal repercussions but can also leave a lasting mark on your driving record.

How long does a ticket stay on your record?

When you get a speeding ticket, the point you receive can last on your record for up to three years. After three years, a point accumulated by a ticket may not be used against you. If you get a ticket for a more serious offense, like for driving under the influence, it can last on your record for up to ten years.  

Tips for avoiding speeding tickets

• Want help to avoid these frustrating tickets in the first place? Here are some handy tips when driving in California:
• Use cruise control: This feature can help you maintain a steady speed and keep you from exceeding limits.  
• Be mindful: Different roads like highways may change their speed limits at certain spots. Stay focused and alert for signage to see when these limits increase and decrease.  
• Leave early: Avoid rushing by giving yourself plenty of time to reach your destination.

Prioritize safe driving habits: Practice habits like avoiding your smartphone to limit distractions and help prevent speeding.

Staying within the speed limit can help you avoid fines, penalties, and keep your driving record clean. If you have more questions about how speeding tickets can affect you or need a personalized insurance quote, you can call Infinity Insurance Agency, Inc. at 1-855-478-4705.